Skip to main content

The NT’s novated lease specialists

  • Get discount when you buy your next vehicle
  • Save up to $10,000 in comparison to a traditional 5 year car loan
  • Easily convert your existing car loan to a novated lease
  • Flexible Visa card for fuel purchases

What is novated leasing?

Novated leasing is a tax-effective way to finance your next vehicle. It’s a three-way agreement between you, your employer, and a finance company, allowing you to pay for your car and its running costs using your pre-tax salary.

A novated lease not only reduces your taxable income but also helps you save on GST and secure discounts on fuel, servicing, and insurance. Employers benefit too—offering novated leasing enhances recruitment and retention by providing valuable financial perks to employees. 

 

 

Couple driving in their car

Getting started with Novated Leasing 

Setting up a novated lease is simple and hassle-free. Follow these steps to secure your new car and start saving.

  1. Choose your vehicle
    Select any new or used vehicle that suits your lifestyle and budget. You can choose from a wide range of makes and model.

  2. Get a personalised quote
    Our team will provide a detailed quote, outlining the full cost breakdown, including lease payments, running costs, and potential savings. 

  3. Confirm employer approval
    We’ll work directly with your employer to get their approval and set up the necessary salary deductions.

  4. Sign your lease agreement
    Once everything is in place, you’ll sign your lease agreement. We’ll guide you through the terms, payment schedule, and options at the end of the lease, ensuring you fully understand the process.

  5. Drive and save
    Enjoy the convenience of a fully maintained lease, where all your running costs (fuel, insurance, servicing, and registration) are bundled into one simple payment. 

View our deals

How much can you save?

Every financial situation is different, which is why understanding your potential savings is crucial.

Our calculator helps you estimate:

  • Your potential tax savings
  • The total cost of leasing a car
  • The impact on your take-home pay

With our extensive buying power, you’ll also benefit from fleet pricing, saving thousands on the purchase price.

Use our novated lease calculator to see how much you could save. 

Calculate your savings

Unlock exclusive delas

Save thousands on your next car with our discounted novated lease options. 
Find the perfect vehicle and start saving now

View our deals

Frequently asked questions

What is a novated lease?

A novated lease allows you to finance a car using your pre-tax salary, reducing your taxable income while covering all running costs in a single payment.

How long does a novated lease last?

Lease terms range from 12 to 60 months, with 48 months being the most common choice. At the end of the lease, you can trade in, refinance, or buy out your vehicle.

Can I lease a used car?

Yes, in most cases, a novated lease can be applied to new or used vehicles, depending on lender requirements.

How do I set up a novated lease?

Our team will guide you through the process, from choosing your car to liaising with your employer for salary deductions.

 

Have more questions?

Check out our frequently asked questions page.