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Join HCF and get 6 weeks free plus a Gift Card Up to $200**

For a limited time, new HCF members can enjoy six weeks free cover and have the 2-month waiting periods on extras waived when they take out an eligible combined hospital & extras policy. 

Simply join between 17 February and 17 April 2025, maintain your policy for 90 days, and HCF will extend your paid-up date by six weeks. Offer excludes select Gold and corporate covers and is available to new members who haven’t held an HCF policy in the last two months.++

Switching is easy

Switching your health fund to HCF is fast and easy. It takes less than 15 minutes to choose the cover that works for you and fill in the application. HCF will take care of the rest – and that includes liaising with your previous fund, so you don’t have to.

  • No need to re-serve waiting periods for benefits previously covered
  • Obligation-free health fund cover check up
  • Get a 30-day money-back cooling off period
  • Switch at any time of the year

Join now

 

 

How to get this deal

There’s a few different ways you can sign up with HCF Health Insurance:

Terms and conditions apply

**For full Gift card Terms & Conditions see attached PDF.

++HCF will apply six weeks free cover and waive the 2-month waiting periods on extras for eligible members in accordance with these terms (Offer). Offer commences at 00:00 AEDT on Monday 17 February 2025 and ends at 23:59 AEST on Thursday 17 April 2025 (Offer Period). To be eligible for this Offer, you must be an Australian resident, aged 18 years or over, you must join combined HCF hospital & extras cover (excluding Hospital Premium Gold and Hospital Optimal Gold cover, Corporate Hospital Premium Gold, and Overseas Visitors Health Cover) (Eligible Policy), you must start your Eligible Policy during the Offer Period and you must not have been an HCF member 2 months prior to taking out the Eligible Policy. If you're eligible, HCF will waive the 2-month waiting periods that apply to extras on your Eligible Policy. To be eligible for the six weeks free cover, you must also pay premiums for and maintain your Eligible Policy for 90 continuous days. HCF will extend the date your Eligible Policy is paid to by six weeks and may take up to six weeks to process the extension. HCF may, at its discretion, not permit this offer to be combined with other offers.

^ More money back
88.8% compared to 85.3% across the industry. Calculated based on the average of the past 10 years, sourced from APRA Statistics: Operations of Private Health Insurers Annual Report data 2014–23 and Quarterly private health insurance statistics July 2023–March 2024.