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Get 6 Weeks Free & No 2-Month Waiting on Extras with HCF**

For a limited time, new HCF members can enjoy six weeks free cover and have the 2-month waiting periods on extras waived when they take out an eligible combined hospital & extras policy. Simply join between 17 February and 17 April 2025, maintain your policy for 90 days, and HCF will extend your paid-up date by six weeks. Offer excludes select Gold and corporate covers and is available to new members who haven’t held an HCF policy in the last two months. Terms apply.

Switching is easy

Switching your health fund to HCF is fast and easy. It takes less than 15 minutes to choose the cover that works for you and fill in the application. HCF will take care of the rest – and that includes liaising with your previous fund, so you don’t have to.

  • No need to re-serve waiting periods for benefits previously covered
  • Obligation-free health fund cover check up
  • Get a 30-day money-back cooling off period
  • Switch at any time of the year

 

How to get this deal

There’s a few different ways you can sign up with HCF Health Insurance:

Terms and conditions apply

**HCF will apply six weeks free cover and waive the 2-month waiting periods on extras for eligible members in accordance with these terms (Offer). Offer commences at 00:00 AEDT on Monday 17 February 2025 and ends at 23:59 AEST on Thursday 17 April 2025 (Offer Period). To be eligible for this Offer, you must be an Australian resident, aged 18 years or over, you must join combined HCF hospital & extras cover (excluding Hospital Premium Gold and Hospital Optimal Gold cover, Corporate Hospital Premium Gold, and Overseas Visitors Health Cover) (Eligible Policy), you must start your Eligible Policy during the Offer Period and you must not have been an HCF member 2 months prior to taking out the Eligible Policy. If you're eligible, HCF will waive the 2-month waiting periods that apply to extras on your Eligible Policy. To be eligible for the six weeks free cover, you must also pay premiums for and maintain your Eligible Policy for 90 continuous days. HCF will extend the date your Eligible Policy is paid to by six weeks and may take up to six weeks to process the extension. HCF may, at its discretion, not permit this offer to be combined with other offers.

*Get up to $200 cash back for families & couples, or $100 cash back for singles when you join HCF hospital and extras and stay for 3 months.

*Payment will be made by direct deposit up to 6 weeks after paying your first 3 months’ premium. HCF will send you an email to redeem your EFT payment and you must provide your bank account details within 90 days to redeem the offer. You must not have been an HCF member 2 months prior to taking up the offer, must provide a valid email address. Limit 1 EFT payment per policy. Offer T&Cs available at hcf.com.au/aant. #90% compared to 86% across the industry. Calculated based on the average of the past 10 years, sourced from APRA Statistics: Private Health Insurance Operations Reports 2012-21. ^100% back from providers in our No-Gap network is available on selected covers. Waiting periods and annual limits apply. Providers are subject to change. We recommend that you confirm the provider prior to booking your appointment. See hcf.com.au/100back. ~Excludes Accident Only Basic cover.