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Home Fact Sheet

Tropical home

The Fact Sheet Home Building draws your attention to aspects of your AANT Home Building Insurance policy that you should fully understand. We recommend you read carefully the Product Disclosure Statement (PDS) and policy documentation for full details.

Level of cover and events covered

AANT Insurance provides a list of events covered and level of cover provided (up to the the Sum Insured that you set) to rebuild your home when there is a total loss of your home as a result of significant insurance event such as cyclone.

List of events covered by AANT Home Building insurance

Limits

The policy has restrictions that limit your cover for certain events and items e.g. unfixed building materials intended for repairs, alterations or additions to your home are covered for a maximum $2000.

Excesses

If you make a claim, the excess is the amount you have to pay for each incident. You may be able to increase the excess to lower your premium.

Legal liability

The policy covers you for damage or personal injury to a third party or their property to a limit of $30million.

Cooling off period

The cooling off period for this policy is 21 days from issue.

Level of cover

There are a few options for you level of cover including

  • Sum insured – you set the level of cover
  • Sum insured plus safety net – you set the level of cover and the insurer may provide you with agreed extra cover
  • Total replacement – the insurer will cover all reasonable costs to rebuild your home.

Remember, failure to adequately insure your home may result in underinsurance.

More information 

Download the Fact Sheet Home Building

Contact AANT Home Insurance phone 08 8925 5901

Or GET A QUOTE online

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