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Comparison Table

Home Insurance Comparison Table 

The following table gives a summary of the home and contents insurance cover provided by AANT Home Cover and Home Cover Prestige.

What is Covered?
(Refer to PDS for exclusions)
Home CoverHome Cover Prestige
Accidental DamageRed Cross Glow_21pxGreen Tick glow
$30m Liability InsuranceGreen Tick glowGreen Tick glow
Flexible Excess OptionsGreen Tick glowGreen Tick glow
Building Sum Insured Safeguard - 30% sum insured.
Important note
A copy of the QBE calculator report is required to demonstrate the correct use of the calculator in determining the sum insured
Green Tick glowGreen Tick glow
Environmental upgrades to your Building
- $2,500 per period of Insurance
Environmental upgrades to your Contents
- $500 per item / $2,500 per period of insurance
Green Tick glowGreen Tick glow
Accommodation costsUp to 10% of sum insured or max 12mthsUp to 10% of sum insured
Fusion of electric motors- Depreciation applies when the motor is older than 10 years- up to 15 yearsUp to $2,000Unlimited
Forced Evacuation by Government authority – 60 daysGreen Tick glowGreen Tick glow
External door locks$2,500 any one claim$2,500 any one claim
Essential temporary repairs$200 – Contents
$500 – Building
$500 – Contents
$500 – Building
Modifications to the home due to Paraplegia & Quadriplegia$10,000 any one period of insurance$10,000 any one period of insurance
Building materials awaiting installation$2,000 any one period of insurance$2,000 any one period of insurance
Cover when you move sites - 30 daysGreen Tick glowGreen Tick glow
Cover for contents in storage facility up to 3 consecutive monthsGreen Tick glowCover provided under the standard benefit ‘Contents temporarily removed from your home’
Contents being conveyed to your new residenceRed Cross Glow_21pxUp to $10,000 any one claim
Cover for food spoilage – 1% of your sum insuredUp to $500 any one claimReasonable
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